Personal Insurance
Coverage for the things you ride, tow and float
From weekend rides in the foothills to trips out to Lake Oroville or Collins Lake, your recreational vehicles need coverage built for how you use them.
Online quotes for home, auto and other personal coverage are prepared through the Bolt quoting platform. Some coverage and carrier options are quoted by phone. Selecting "Start a Personal Lines Quote" takes you to a third-party website that has its own privacy policy and terms. A quote is not a binder or a guarantee of coverage.
Jacob (Jake) Livingood · CA License #4135028
We can quote motorcycles, motorhomes, travel trailers, fifth-wheels, boats, personal watercraft and off-road vehicles.
What motorcycle, rv & boat can cover
Liability
Required for registered motorcycles and motorhomes in California, and strongly recommended for boats and off-road vehicles.
Physical damage
Collision and comprehensive coverage for the vehicle or vessel itself.
Custom equipment
Aftermarket parts, accessories and gear may need scheduled coverage.
Full-timer & vacation liability
Some RV policies offer coverage when the RV is used as a residence or at a campsite.
Things to consider
- Seasonal 'lay-up' options may lower cost when a vehicle is stored.
- Towing a trailer? Confirm how liability extends from your tow vehicle.
- Agreed-value coverage may be available for classic or highly customized vehicles.
This is a general description, not a policy. Coverage, limits and exclusions vary by insurer and are governed by the policy actually issued.
Frequently asked questions
Does my auto policy cover my boat?
Generally no, beyond very small boats in limited situations. Boats and personal watercraft usually need their own policy.
Can I insure a vintage motorcycle?
Yes. Ask about agreed value or collector policies.

Jake Livingood
Licensed Agent · CA License #4135028
Send the form and I'll personally follow up during business hours.
Call (530) 813-9150Related coverage
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